New Construction = Lower Homeowners Insurance and Less Repairs!

Why New Construction Could Save You Thousands in South Florida

If you’re buying a home in the Fort Lauderdale area, one of the smartest decisions you can make is choosing new construction over an older property—especially when it comes to homeowners insurance.

Big Insurance Savings
South Florida’s beautiful weather comes with a price: high insurance premiums, especially due to hurricane risk. Older homes, with outdated materials and construction, tend to cost much more to insure. New construction homes, on the other hand, are built to meet the latest building codes with features like impact-resistant windows and reinforced roofs—making them more storm-resistant and far cheaper to insure.

More Financial Perks of Buying New
• Energy Efficiency: Newer homes are built with modern insulation, windows, and appliances that help reduce utility bills.
• Warranties: Most new homes come with builder warranties, saving you money on unexpected repairs.
• Modern Comforts: Open floor plans, smart home features, and up-to-date finishes make new homes more functional and enjoyable.
The Trade-Offs of Older Homes

While older homes can be full of charm, they often come with costly surprises—higher insurance premiums, aging plumbing and electrical systems, and potential mold or termite issues. What seems like a deal upfront can quickly become a money pit.

The Bottom Line
New construction may cost more initially, but lower insurance, energy savings, and fewer repairs can make it the better financial move in the long run.

Thinking about new construction in Fort Lauderdale? I am ready to help you find the right home, whether new construction or existing, while maximizing long-term savings.

Call or Text: 954-805-5613
http://www.joeotoole.com